Loading county shapes…

Heat waves

event-days / year

013714+No data

FEMA NRI · 3,109 counties

Commercial property

Portfolio & geography

Map layer

Show portfolio exposure

County annualized heat-wave frequency. A prompt to review cooling and business-interruption resilience.

Context only · not applied to the appetite score

Show whole book

Inspect a submissionFind a county

Click a county on a hazard layer, or choose a submission.

$1.09B active TIV

45 exposure cells · 22 submission sites

Filters select portfolio location tags. County background coverage stays nationwide.

Largest concentrations

Sources, coverage & calculation

FEMA National Risk Index December 2025. 3,109 counties in the contiguous US and DC. Retrieved 2026-09-20. Boundaries simplified for display; site-to-county lookup uses the source geometry.

Building-loss layers divide FEMA expected annual building loss by county building value, then multiply by 1,000,000. Inland flood, coastal flood, strong wind and hurricane stay separate. Missing or non-applicable source values stay unshaded.

Population density uses the source's 2020 population and county area in square miles. Heat shows area-weighted annualized event-days. County averages do not establish a particular building's exposure.

NASA POWER provides 2001–2020 climate means at submission coordinates on a 0.5° × 0.625° grid. These are estimates, not site observations. 21/21 cached sites have climate data.

Crime: no verified, comparable crime dataset is connected. No crime values or scores are inferred.

These new geographic layers are not part of the historical backtest or the active scoring formula.

Exposure cells use Federato active-policy building TIV at H3 resolution 5. Basemap: OpenFreeMap / OpenStreetMap; offline state boundaries: US Census 2024.

This product uses the Federal Emergency Management Agency's National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Submission sites · 22