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PIXIE
FederatoIntact
BUNDLED SAMPLES

blotter/#138·commercial·FL

Lumen Data Works Inc

OPEN
Panels 4/9
Scoring method

Appetite & what-if

•••

Engine appetite range

54–81

decline <45refer 45–70accept ≥70

No scored steps for this case.

Underwriter adjustment · ±5
Underwriter adjusts0±5 max

Challenger

•••

No recorded challenge for this case.

Open agent desk

Facts & sources

•••
Facts, provenance and sources
TIV
$2,073,000KNOWN
Source

Insured.hq → Location 19 → 1 building (Plant A)

Premium
est. $6,020–$10,317MISSING
Source

broker resolves · p25–p75 rate × TIV, 27 bound property comps · the guideline reads this as missing

Year built
2023KNOWN
Source

Building 35 via Insured.hq

Construction
Masonry non-combustibleKNOWN
Source

Building 35 via Insured.hq

State
FLKNOWN
Source

Location 19, Miami-Dade

Sprinklered
NoKNOWN
Source

Building 35

Loss history 5 yr
no property policyEST
Source

9 claims on 4 other-line policies; none on property

Business type
NewEST
Source

no prior property policy for insured 7

Decision & conflicts

•••

Florida property, built 2023, masonry non-combustible, TIV $2,073,000, all within appetite. Premium is missing; the estimate ($6,020–$10,317) straddles the 70 threshold, and the site sits in FEMA zone AE near $57,354,000 we already hold. Refer and request the premium from the broker.

Numbers checked against the case

Conflicting evidence
Supports the case
2023 masonry non-combustible; FL is a target state
Against the case
FEMA zone AE; not sprinklered